Insurance

Amid prolonged low interest rates and increasing market volatility, insurance firms are under pressure to enhance asset management risk controls. As investment in risk assets grows, the need to visualize and understand compound risks such as interest rate, equity, and foreign exchange risk in an integrated manner is becoming more critical.

In this environment, NtSaaS is recognized as an essential solution for objectively and expertly capturing changes across overall investment strategies.

01 Market-Consistent Valuation

For insurance firms, the challenge of market-consistent valuation lies in establishing an ALM framework that consistently captures the market value fluctuation risk of assets and the market-consistent valuation of liabilities. With NtSaaS, VaR measurements and stress tests provide quantitative insight into market risk in investment assets, enabling analysis aligned with solvency planning under future scenarios as required in ORSA.

02 Enterprise Risk Management for Insurance Firms

NtSaaS supports the development of a true Enterprise Risk Management (ERM) framework for insurance companies. Our platform integrates liability cash flows imported from clients’ actuarial systems with market and credit risk models provided by us, achieving a comprehensive ERM framework.

03 A Platform Supporting Strategic Management

Finance and asset management departments in life insurance companies require consistent analysis of long-term cash flows, economic value-based risk assessments, and forward-looking projections using integrated scenarios. Supporting these advanced calculations requires high system performance capable of executing large-scale, high-precision computations rapidly. NtSaaS addresses this need with high-performance computing, along with server scale-up and scale-out capabilities.